business credit solutions

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GET BUSINESS CREDIT THAT'S NOT LINKED TO YOUR SSN

 Building a business takes capital the more money you have access to the faster you grow.  Most business owners use their own personal credit to fund their business, or they drain their personal savings and borrow money from family and friends.  But why do this if you don’t need to? Our Business Credit Builder program helps you start and grow your business without using your own funds, personal credit, or funds from your family and friends.  We help you build credit for your EIN that’s not linked to your personal social security number.  This credit doesn’t require cash flow, collateral, or good personal credit to qualify. So, you can get approved even as a startup business, and regardless of your personal credit history. 

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THE LEADERS IN BUSINESS CREDIT BUILDING

 

  • Obtain vendor credit immediately, and HIGH limit store credit cards 
  • Get Access to Fleet Credit, Cash Credit Cards, and Auto Vehicle Financing
  • Get Access to Credit with No Personal Credit Check or Guarantee
  • Obtain Credit that Reports to the Business Reporting Agencies, and not on your consumer credit reports
  • Eliminate your personal liability on the business accounts you obtain
  • Get Approved even as a startup, with no collateral requirements

You can Build your Business Credit Quickly, obtaining access to working capital as you go. Your business credit quality will determine if you get approved for a business loan, the amount you’ll be approved for, and the rates and terms you’ll pay.  So, as your business credit is established you become more lendable and can get the best terms on the money you obtain.We provide you with an easy step-by-step system to build business credit through our cutting-edge finance suite platform.  Login and you’ll find a custom experience built exclusively for you to obtain Credit and Financing for your company.  And, you’ll be guided through the process with your own Business Advising Team who will help you with all aspects of building your business credit. 

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WE'LL GET YOU THERE

 

  • Walk through all the necessary steps to setup your business credibly to meet credit issuer and lender approval criteria
  • Get access to your Experian Smart Business data so you can track your business credit building in real time
  • Learn how your business credit reports and scores work, and access paid credit monitoring through Dun & Bradstreet, Experian, and Equifax
  • Get Access to Vendors who will give you credit that reports to the business reporting agencies, even if you have no credit reported now
  • Get HIGH limit, revolving, store credit cards in your business name including Amazon, Walmart, BP, Chevron, Staples, Office Depot, Sam’s Club, BJ’s, Best Buy, and most other major retailers
  • Get Access to Fleet Credit, Cash Credit Cards, and Auto Vehicle Financing without a personal credit check or personal guarantee

Setup your business credibly and establish a positive business credit profile and score quickly, obtain vendor, store, fleet, and cash credit in your business name with business reporting, and become more lendable by building your business credit. Contact us today to learn more about how you can get credit for your business EIN that’s not linked to your personal social security number. 

About Us

NORTHERN BUSINESS CREDIT SOLUTIONS

 We are Dedicated to Helping Entrepreneurs obtain Credit and Financing to start and grow whether you’re a new startup business, existing business, or have good or bad personal credit.We help you with all aspects of setting up a credible business and Building your Business Credit Profile and score as you get credit for your EIN that’s not linked to your SSN without a personal credit check or guarantee.Plus, we help you access Loans and Credit Lines through our vast network of lenders and investors. This money is lent based on your business strengths unlike with conventional bank financing. This makes it easier to Get Approved even when the big banks say “no”. 

faq

Does Business Credit Even Really Exist?

H Just as you have a credit file linked to your SSN, your business has a profile linked to its EIN. Experian, Equifax, and Dun & Bradstreet often start your profile when your business applies for a loan, credit card, or even when you setup basic utilities. From that point most credit you apply for won’t report to the business reporting agencies unless you apply for different types of credit in a particular order, or leave your SSN off of the application. Real business credit can be obtained with no SSN being supplied upon application. This credit doesn’t appear on your personal credit reports either. As you build your business credit your EIN profile and score then becomes essential to helping you qualify for bank loans and credit cards. And you can use EIN credit and EIN credit alone to get approved for many types of credit without a personal guarantee. Every Highly Successful Privately and Publicly owned company in the United States has Business Credit. But what many don’t know is that even startups can also obtain it. We have the right steps to help you succeed quickly!

How Does Business Credit Really Work?

 The first step is to ensure your Business is setup credibly so you meet Credit issuer and Lender standards, before you apply. Next you get real useable Credit through vendors. These vendors will give you Credit when you have no other EIN Credit Established. And they report this Credit to the Business reporting agencies. Within 60 days or less that Credit is reported to Experian, Equifax, or Dun & Bradstreet. Once reported, your EIN will then have an established Credit report and score. Using that report and score you can then continue to apply for more tiers of Credit where you can start getting access to revolving Credit at most stores, Credit that’s linked to your EIN and not your SSN and Credit that doesn’t require a personal guarantee or personal credit check for approval.You can continue to grow your credit to obtain Fleet Cards, Auto Vehicle Financing, and even Visa and MasterCard cash credit. And by having business credit established you’ll have a much better chance of getting loans, credit lines at better terms. 

What makes this system so different than other business credit building programs?

 This is the only system in the world which successfully combines both business credit building and funding. This means clients can build their business credit and get money right away, if they have good credit or collateral they can secure money in less than 30 days.The suite is also the only system that shows business owners how to get free access to Experian Smart Business, and we help you get your D-U-N-S number with D&B, and list your phone number with 411 for free. This alone saves you thousands.The finance suite has more lending sources, revolving business credit accounts, and starter vendor accounts than any other system on the market today. And the finance suite is the only system with one-click access to business credibility sources, underwriting guidelines provided for all business credit sources, and by far is the most advanced business credit building technology available today. 

How much money can I really get through this system?

 Clients can be approved for millions-of-dollars in funding through the system if they have equivalent collateral or financials.Even businesses new startup businesses with no collateral can obtain up to $250,000, not even including the vast amount of business credit that can be obtained. While businesses with collateral or cash flow can secure hundreds-of-thousands of dollars to millions-of-dollars depending on the value of the collateral. 

Can People with Bad Credit get money through the Finance suite?

 Building business credit correctly means there is rarely a credit check for business owners to qualify. This means all business owners applying for business credit, even those with bad credit, can benefit with the finance suite by building their business credit.If the business owner has credit challenges and also has some kind of collateral, they can also get funding along with using ein for credit, business credit.Funding can be secured in as little as 30-60 days and most forms of acceptable collateral will qualify including credit card sales, inventory, equipment, receivables, even consistent revenue.And we have revenue-based funding programs where if a business owner can prove through bank statements that they have consistent revenue, they can be approved with a credit score as low as 500.